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		Paint.net
GIMP
Microsoft Paint
	
	
	
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		I've always used MS Paint and then a little MS Office add-on program for transparency, and maybe a greeting card editor program from a CD for fancy stuff (not often).
Most users use Paint.net though.
	
	
	
	
	
 
 
	
	
	
		
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		Paint.net is the most popular paint program
	
	
	
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		Don't forget Photoshop, although most of it's effects are voided due to the fact that the template is very small.
	
	
	
	
	
 
 
	
	
	
		
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		Paint.net because it can do transparent. But Simple MSPaint would do good.
	
	
	
	
	
 
 
	
	
	
		
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		Okay, I use PDN also. 
Sometime I may use MSP
	
	
	
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